Business Loan (Secured & Unsecured)
A Business Loan is a financial solution that helps entrepreneurs and enterprises meet their working capital requirements, business expansion, working capital, equipment purchase, and other financial needs. We offer both secured and unsecured business loans with flexible repayment options and competitive interest rates.
Eligibility Criteria
✅ Age: 21 to 60 years.
✅ Business Vintage: Minimum 1 year in operation (for unsecured loans).
✅ Annual Turnover: As per bank/NBFC requirements.
✅ CIBIL Score: Minimum 650+ preferred (for unsecured loans).
✅ Collateral Requirement: For secured loans only.
Why Do You Need a Business Loan?
✔ Business Expansion: Open new branches, upgrade infrastructure, or expand services.
✔ Working Capital Needs: Manage day-to-day operations without financial strain.
✔ Equipment & Machinery Purchase: Finance new or upgraded machinery, tools, and technology.
✔ Inventory Management: Stock up on materials, goods, and products.
✔ Debt Consolidation: Combine multiple high-interest debts into a single manageable loan.
Documents Required
📌 KYC Documents: Aadhaar Card, PAN Card.
📌 Business Proof: GST Certificate, Udyam Registration, Business License.
📌 Financial Statements: Last 6 months’ bank statements, ITR returns.
📌 Collateral Documents (if applicable): Property papers, FD receipts, etc.
Why Choose Roy Consultancy?
✅ Expert Loan Assistance – End-to-end guidance for hassle-free loan approval.
✅ Quick Processing & Disbursal – Fast approvals with minimal paperwork.
✅ Lowest Interest Rates – Competitive rates with top banks & NBFCs.
✅ High Loan Amounts – Flexible loan limits based on business requirements.
✅ Customized Loan Solutions – Tailored financing options for startups & enterprises.
Types of Business Loans We Offer
Secured Business Loan
A secured loan requires collateral such as property, machinery, inventory, or fixed deposits to avail funding.
✅ Lower interest rates due to collateral security.
✅ Higher loan amounts based on asset valuation.
✅ Longer repayment tenure for ease of payment.
✅ Available for startups, MSMEs, and large businesses.
Unsecured Business Loan
An unsecured loan does not require collateral and is granted based on business turnover, creditworthiness, and financial history.
✅ No collateral required – ideal for small businesses & startups.
✅ Quick approval and disbursal for urgent financial needs.
✅ Flexible repayment options to suit cash flow cycles.
✅ Customized loan solutions for different business sectors.
Looking for trusted business solutions? Whether it’s consultancy, taxation, loans, insurance, or investments, our experts are here to guide you every step of the way.
✅ Customized Financial Solutions
✅ Seamless Business Compliance & Transparent Process
✅ Trusted by Businesses and Individuals Alike
