Personal Loan
A Personal Loan is an unsecured loan designed to meet your financial needs, whether it’s for a medical emergency, wedding, travel, home renovation, debt consolidation, or any other personal expense. Our designated team will help you secure quick, hassle-free personal loans with low-interest rates and flexible repayment options from leading banks and NBFCs.
Features & Benefits of a Personal Loan
✔ Loan Amount: Up to ₹50 lakh, based on eligibility.
✔ No Collateral Required: 100% unsecured loan, no need to pledge assets.
✔ Quick Approval: Instant approval with fast disbursal
✔ Flexible Tenure: Repayment options from 12 to 84 months.
✔ Competitive Interest Rates: Lower EMIs with attractive rates.
✔ Multi-Purpose Loan: Use for weddings, medical emergencies, education, travel, home renovation, debt consolidation, and more.
Why Do You Need a Personal Loan?
✅ Medical Emergencies: Quick funds to cover urgent medical expenses.
✅ Wedding Expenses: Finance your dream wedding without financial stress.
✅ Debt Consolidation: Pay off multiple loans with a single personal loan.
✅ Home Renovation: Upgrade your home without dipping into savings.
✅ Education & Travel: Fund higher education or a dream vacation.
✅ Business Needs: Extra cash flow for small business owners.
Eligibility Criteria
✅ Age: 21 to 60 years
✅ Employment Type: Salaried or self-employed individuals.
✅ CIBIL Score: 700+ preferred for better loan terms.
✅ Minimum Monthly Income: ₹15,000 (varies by lender).
✅ Work Experience: Minimum 1 year for salaried, 2 years for self-employed.
Documents Required
📌 KYC Documents: Aadhaar Card, PAN Card.
📌 Income Proof: Salary slips, Form 16, ITR for self-employed.
📌 Bank Statements: Last 6 months’ statements.
📌 Employment Proof: Offer letter, business proof (for self-employed)
Why Choose Roy Consultants?
✅ Multiple Lender Options – Compare offers from leading banks & NBFCs.
✅ Lowest Interest Rates – Get the best rates tailored to your profile.
✅ Fast Loan Approval – Minimal documentation and quick disbursal.
✅ Flexible Repayment – EMI options suited to your financial situation.
✅ No Hidden Charges – Transparent process with no surprises.
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✅ Customized Financial Solutions
✅ Seamless Business Compliance & Transparent Process
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