Why Do You Need an Education Loan?

✅ Higher Education: Pursue undergraduate, postgraduate, or vocational courses.
✅ Study Abroad: Cover tuition and living expenses for international education.
✅ Financial Independence: Reduce the burden on parents and guardians.
✅ Career Growth: Invest in quality education for better job prospects.
✅ Government Subsidies: Avail benefits under various education loan schemes.

Eligibility Criteria

✅ Nationality: Indian citizen pursuing higher education in India or abroad.
✅ Age: 18 to 35 years.
✅ Admission Proof: Must have secured admission in a recognized institution.
✅ Co-Applicant: Parent/guardian required as a co-borrower.
✅ CIBIL Score: 650+ preferred for lower interest rates.
✅ Income Criteria: Co-borrower must have a stable income for repayment assurance.

Documents Required

📌 KYC Documents: Aadhaar Card, PAN Card of student & co-borrower.
📌 Admission Letter: Proof of admission from the institution.
📌 Fee Structure: Breakdown of total educational expenses.
📌 Academic Records: Mark sheets of 10th, 12th, or previous degree.
📌 Income Proof: Salary slips, ITR of co-borrower (parent/guardian).
📌 Bank Statements: Last 6 months’ statements of co-borrower.

Why Choose Roy Consultants?

✅ Assistance in Choosing the Best Loan Option – Compare multiple lenders
✅ Fast & Hassle-Free Loan Processing – Quick approvals & disbursals.
✅ Lower Interest Rates – Get student-friendly loan terms.
✅ Expert Guidance on Repayment & Moratorium Period.
✅ No Hidden Charges – Transparent process with no surprises.