Health Insurance
Health insurance is essential to protect yourself and your family from unexpected medical expenses. A good health insurance plan ensures quality medical treatment without financial stress. Our trained partners will help you to choose the best health insurance policy that covers hospitalization, critical illnesses, day-care procedures, and more, all at affordable premiums.
Features & Benefits of Health Insurance
✔ Comprehensive Coverage: Covers hospitalization, surgery, daycare procedures, and pre/post-hospitalization expenses.
✔ Cashless Treatment: Get treatment at network hospitals across India without paying upfront.
✔ Tax Benefits: Avail tax deductions under Section 80D of the Income Tax Act.
✔ Pre-Existing Disease Cover: Coverage available after a waiting period.
✔ Family Floater Plans: Cover your entire family under a single policy.
✔ Critical Illness Cover: Get financial protection against serious illnesses.
✔ No Claim Bonus (NCB): Discount on premiums for claim-free years.
Why Do You Need Health Insurance?
✅ Financial Protection: Avoid high medical costs in case of emergencies.
✅ Rising Medical Costs: Covers hospitalization, doctor fees, and medicines.
✅ Covers Pre & Post-Hospitalization: Expenses before and after hospital admission.
✅ Cashless Treatment: No need to worry about cash availability during emergencies.
✅ Secure Your Family’s Health: Get coverage for spouse, children, and parents.
Types of Health Insurance Plans We Offer
🔹 Individual Health Insurance – Coverage for a single person.
🔹 Family Floater Plan – Single policy covering all family members.
🔹 Senior Citizen Health Insurance – Special coverage for individuals above 60 years.
🔹 Critical Illness Insurance – Covers major illnesses like cancer, heart disease, etc.
🔹 Maternity Insurance – Covers pregnancy, delivery, and newborn expenses.
🔹 Corporate/Group Health Insurance – For employees of businesses & organizations.
Eligibility Criteria
✅ Age: 18 to 65 years (Children can be covered from 90 days).
✅ Pre-Medical Checkup: May be required for individuals above 45 years.
✅ Pre-Existing Diseases: Covered after a waiting period (varies by insurer).
Documents Required
📌 KYC Documents: Aadhaar Card, PAN Card
📌 Medical History: Health reports, if required.
📌 Proposal Form: Duly filled application for insurance coverage.
Why Choose Roy Consultancy?
✅ Compare & Choose from Top Insurers – Get the best policy for your needs.
✅ Expert Guidance – Our advisors help you understand policy terms clearly.
✅ Quick Policy Issuance – Hassle-free and paperless process.
✅ Claim Assistance – Support in filing and settling insurance claims.
✅ Affordable Premiums – Plans to suit every budget.
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