
Life Insurance
Life insurance is a crucial financial tool that ensures your familyβs financial security in case of unforeseen circumstances. It provides a lump sum payout to your beneficiaries in the event of your passing, helping them manage expenses, loans, and future financial goals. Our partners will help you to choose the best life insurance policy tailored to your needs, ensuring peace of mind and financial stability for your loved ones.
Features & Benefits of Life Insurance
β Financial Security: Protects your familyβs future in case of unexpected loss.
β Tax Benefits: Premiums are eligible for deductions under Section 80C & 10(10D) of the Income Tax Act.
β Wealth Creation: Some life insurance plans offer investment benefits along with life cover.
β Loan Facility: Avail loans against certain life insurance policies.
β Flexible Premium Payment Options: Monthly, quarterly, or yearly premium payments.
β Maturity Benefits: Get a lump sum payout at the end of the policy term for specific plans.
Why Do You Need Life Insurance?
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Income Protection: Ensures your familyβs financial security in your absence.
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Debt Repayment: Helps cover loans like home loans, car loans, and personal loans.
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Childβs Future Planning: Funds for your childβs education and marriage.
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Retirement Planning: Some policies provide a steady income post-retirement.
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Tax-Saving Benefits: Save on taxes while securing your future.
Types of Life Insurance Plans We Offer
πΉ Term Life Insurance β High coverage at low premiums, providing financial security.
πΉ Whole Life Insurance β Lifetime coverage with savings benefits.
πΉ Endowment Plans β Combines life cover with savings and guaranteed returns.
πΉ Money-Back Policy β Periodic payouts during the policy term.
πΉ Child Insurance Plans β Secure your childβs education and future.
πΉ Retirement/Pension Plans β Helps you plan for a stress-free retirement.
πΉ ULIPs (Unit Linked Insurance Plans) β Insurance + Investment in one plan.
Eligibility Criteria
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Age: 18 to 60 years (Varies based on policy type).
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Policy Term: 5 to 40 years (Depending on the plan).
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Medical Checkup: May be required based on age and sum assured.
Documents Required
π KYC Documents: Aadhaar Card, PAN Card.
π Income Proof: Salary slips, ITR for high sum assured plans.
π Medical History: May be required for certain policies.
π Proposal Form: Duly filled application for insurance coverage.
Why Choose Roy Consultancy?
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Personalized Insurance Solutions β Choose the best plan based on your needs.
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Compare & Select from Top Insurers β Get the best coverage at the best rates
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Hassle-Free Policy Issuance β Quick and paperless process.
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Dedicated Claim Assistance β Support in filing and settling insurance claims.
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Affordable Premiums β Plans that fit every budget.
Looking for trusted business solutions? Whether it’s consultancy, taxation, loans, insurance, or investments, our experts are here to guide you every step of the way.
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Customized Financial Solutions
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Seamless Business Compliance & Transparent Process
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Trusted by Businesses and Individuals Alike