Recurring Deposit
A Recurring Deposit (RD) is a smart and disciplined savings option that helps you grow your wealth gradually by making regular monthly deposits. It is ideal for individuals looking for a secure, low-risk investment with guaranteed returns. We offer expert assistance in choosing the best RD plans with high interest rates, flexible tenures, and easy withdrawal options to help you achieve your financial goals.
Features & Benefits of Recurring Deposits
✔ Guaranteed Returns: Fixed interest rate ensures predictable growth.
✔ Flexible Tenure: Choose from 6 months to 10 years based on your needs.
✔ Small Monthly Deposits: Start investing with as low as ₹500 per month.
✔ Higher Interest for Senior Citizens: Additional 0.50% interest for 60+ investors.
✔ Loan Against RD: Avail up to 90% of the RD amount as a loan.
✔ Safe & Secure Investment: No market risks, 100% capital protection.
Why Choose a Recurring Deposit?
✅ Disciplined Savings: Helps develop a regular saving habit.
✅ Better Returns than Savings Accounts: Earn higher interest over time.
✅ Compounded Growth: Monthly deposits lead to increased earnings.
✅ Low Investment Requirement: Suitable for all income levels.
✅ Easy Premature Withdrawal: Liquidity available in case of emergencies.
Types of Recurring Deposits We Offer
🔹 Regular RD: Ideal for salaried individuals & students for systematic savings.
🔹 Senior Citizen RD: Extra interest benefits for senior citizens (60+ years).
🔹 NRE/NRO RD: Special RD plans for NRIs with attractive interest rates.
🔹 Flexi RD: Option to deposit variable amounts each month instead of a fixed sum.
🔹 Corporate RD: Suitable for businesses to earn fixed interest on surplus funds.
Eligibility Criteria
✅ Individuals (Residents & NRIs)
✅ Hindu Undivided Families (HUFs)
✅ Senior Citizens (60+ years)
✅ Companies, Trusts & Societies
Documents Required
📌 KYC Documents: Aadhaar Card, PAN Card.
📌 Bank Account Details: Canceled cheque for linking RD account.
📌 Address Proof: Utility bill, passport, or voter ID.
Why Choose Roy Consultancy?
✅ Compare RD Interest Rates Across Banks & NBFCs – Get the best returns.
✅ Hassle-Free Setup – Quick online & offline RD account opening.
✅ Personalized Investment Advice – Tailored solutions for your savings needs.
✅ Secure & Risk-Free Investment – 100% capital protection with fixed returns.
✅ Loan Against RD Assistance – Access liquidity without breaking your RD.
Looking for trusted business solutions? Whether it’s consultancy, taxation, loans, insurance, or investments, our experts are here to guide you every step of the way.
✅ Customized Financial Solutions
✅ Seamless Business Compliance & Transparent Process
✅ Trusted by Businesses and Individuals Alike
